旅行保险
通过全面的旅行保险保护您的旅程。安心出行，知道自己有保障。
最后更新: March 12, 2025
我们强烈建议所有旅行者在出发前购买全面的旅行保险。对于林贾尼火山徒步和水肺潜水等冒险活动，这是必需的。
基本保障
Medical Emergencies
Coverage for hospital stays, doctor visits, emergency evacuation, and repatriation. This is especially important for adventure activities like hiking, diving, and surfing in remote areas.
Trip Cancellation
Reimbursement for prepaid trip costs if you need to cancel due to illness, injury, family emergency, or other covered reasons before your departure date.
Trip Interruption
Coverage if you need to cut your trip short and return home early due to an emergency. This typically covers unused portions of your trip and additional travel costs.
Baggage & Personal Items
Protection against lost, stolen, or damaged luggage and personal belongings during your trip. Make sure your policy covers electronics like cameras and phones.
Travel Delays
Reimbursement for additional expenses incurred due to significant flight delays, missed connections, or cancellations — including meals, accommodation, and rebooking fees.
Adventure Activities
Standard travel insurance often excludes adventure sports. Make sure your policy covers activities like trekking, snorkeling, diving, surfing, and waterfall rappelling.
推荐保险公司
这些是我们根据旅行者经验推荐的保险公司。我们与它们没有任何商业关联。
World Nomads
Popular among adventure travelers. Covers a wide range of activities including trekking, diving, and surfing. Easy online purchase and claims process.
访问网站Allianz Travel Insurance
Comprehensive coverage options with 24/7 emergency assistance. Well-known global brand with a strong presence in Asia.
访问网站SafetyWing
Flexible subscription-based travel insurance ideal for longer trips. Affordable monthly plans with solid medical coverage.
访问网站AXA Travel Insurance
Offers various tiers of coverage for different budgets. Good option for families with comprehensive medical and cancellation coverage.
访问网站印度尼西亚旅行保险提示
1. Buy early
Purchase your travel insurance as soon as you book your trip. This ensures you're covered for trip cancellation from day one.
2. Check activity coverage
If you're planning adventure activities (Rinjani trek, diving, surfing), verify that your policy explicitly covers these activities. Some require an add-on.
3. Keep documentation
Save all receipts, medical reports, and police reports (in case of theft). These are essential for filing claims when you return home.
4. Know your policy number
Save your policy number and emergency contact number on your phone and share it with your travel companion. Have a printed copy in your luggage as backup.
5. Declare pre-existing conditions
Always disclose pre-existing medical conditions when purchasing insurance. Not doing so may invalidate your coverage when you need it most.
6. Check regional coverage
Make sure your policy covers Indonesia specifically, including remote areas like the Gili Islands, Komodo, and Mount Rinjani — not just major cities.